Here are 5 Keys for a fulfilling and happy retirement.
1. Find Peace With Your Creator
It is a fact that throughout our lives we are constantly searching for that “something” that is missing. We may be considered successful in the eyes of our family, friends and even the world, but still, find that we are not fulfilled. We are troubled in spirit and unsatisfied.
Have you ever wondered why this is so?
Here we are at 60, or 65 in most cases. We have put in the required years in the workplace and am qualified to receive our Social Security pensions, but something is missing. We are not at peace.
Let’s search our hearts. Are we at peace with our Creator?
To enjoy our years ahead, we must have that deep settled peace within us. We are spirit and must connect with our spirits to our Creator. We must know that we have a relationship with the one that gave us life. Yield yourself to Him. He has promised to “keep us in perfect peace if our mind is stayed on Him”. Isaiah 26:3
2. Have a Purpose. Discover or Pursue Your Passion.
We’ve spent our lives investing in others. We’ve invested our time and resources in our children and in supporting our spouses. We made sure we did what we could to make their goals and desires come true. We have given a lifetime building up someone else empire. Now, at 60, it is time for us.
Along the way, we may have discovered our passion. That special thing that we would do even if we didn’t get paid. That activity that gives us joy and a sense of satisfaction. Now is the time to pursue it.
If you haven’t made this discovery, take some time now to think about it. What is that thing that you always wish you had time to do? Remember it’s never too late to start. Invest your time and resources to accomplish your desire.
It may be that you just want to bless others without any monetary reward. Or, you may want to reinforce your financial assets by starting a home base business. Whatever your desire, pursue it.
3. Develop A Positive Mindset
It is never too late to improve yourself. Those who spend time on personal development have more success in life. The challenges of life become stepping stones, not excuses to quit. Know that you can you can make it happen at any age if you don’t quit.
Here are some tips to accomplish this. Listen to motivational speakers such as Les Brown, Lisa Nichols, Jim Rohn and Zig Ziglar, to name a few. Read uplifting books like How Successful People Think by John C Maxwell and Abundance Now by Lisa Nichols. Invest time in your personal development each day.
Another tip: Get negative people from around you. You need people that are moving in the same direction you are. Surround yourself with friends who will cheer you on and encourage you. But remember, you are your own best cheerleader. Speak uplifting words to yourself and to others. Stay on the positive highway. It will lead you to success.
4. Take Care of Your Body
People today are living longer than ever before. According to The Center for Disease Control and Prevention, once we make it to 65, we can expect to live another 19.3 years on an average. To do this, we must make healthy choices which may include losing weight, quitting smoking, getting physically active and eating healthy.
Diseases such as Arthritis, cancer, heart disease, respiratory diseases, Alzheimer’s disease, Osteoporosis, diabetes and other health factors, influences the quality of life that people over 60 lives.
Because of obesity, the risk of many of the chronic diseases mentioned above increases. With regular doctor visits, in addition to supplements and a healthier lifestyle such as more activity and a healthy meal plan, we can live happier and healthier lives.
Connect with others that want what you want. This may be a local exercise group of retirees. You can also find facebook groups that promote healthy living and natural health products.
5. Strengthen Your Finances
By the time we retire, most of us have little or no savings to depend on. According to the Employee Benefit Research Institute, only 18 percent of U.S. workers are very confident about having a secure egg nest.
While Social Security is one source, and in fact the primary source of income for over half of older Americans, it is not enough to sustain the types of living many have become accustomed to.
So what are some options we have to improve our financial situation at 60? We could continue working a full time or part-time job. We could invest a portion of what we have saved, and pray that we don’t lose it in a financial crisis. Many choose to get a home equity loan and others choose to borrow from family.
In this digital world, an ideal option would be to learn how to use the internet to generate income online. That has been my focus. Learn more of how you can generate a weekly residual income here.